Ask a Lawyer: I was in an accident with a driver working for PostMates. What do I do?

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From fast food to groceries and even adult beverages, Postmates delivers goods to customers all over the US every day. Drivers make money for each delivery, so there is an incentive to move swiftly — which could increase their risk of accidents. If you have been in an accident with a Redlands Postmates driver, you should know what steps to take afterwards to protect your finanical wellbeing and future. 

Postmates and Insurance

According to the driver website, Postmates requires drivers to maintain their own personal car insurance and offers some supplementary protection for third parties. If you have been in an auto accident or have been struck while walking or biking, you should know that Postmates’ policies add an extra layer of complication to your case and additional steps may be required. 

Postmates Insurance Policies 

Since Postmates requires drivers to maintain their own insurance to cover accidents, but most personal car insurance brands won’t insure a personal vehicle used for commercial purposes, the insurer might not pay claims from an auto accident. If you have been hit by a Postmates driver, your claim could be denied. Postmates does say it offers insurance protection for third parties (that would be you, the victim), but provides few details on what is actually offered. This skimpy policy differs from the more robust offerings from brands like Lyft and Uber and may cause delays in your case.  Postmates coverage requires the driver actually be engaging in a delivery to be covered; according to the site, this means the driver must be on the way to shop for an order or on the way to deliver it to be considered on the job. 

Contact an Auto Accident Attorney after a Postmates Accident

The best thing to do after an accident with a Postmates driver is to get in touch with an attorney; the lack of a clearly defined policy could cause delays — exactly what you do not need if you’ve been injured. Aside from the insurance issue, an accident with a Postmates driver should be treated like any other Redlands car auto accident. You should seek out medical treatment for any injuries, contact the police to report the accident and take photos and videos of the scene. Since the other driver will have to file with their own personal insurer first, per Postmates policy, you’ll need their insurance details along with their contact details. 

Contact Harsh Law if you have been in an accident with a Postmates driver. Our team understands the nuances of the way car insurers handle claims for service jobs and will be able to walk you through the process. You’ve already been injured and are likely stressed out; let our team help you get on the road to recovery after your accident. 

Ask a Lawyer: I was in an accident with a driver working for Lyft. What do I do?

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The increasing popularity of ride share services like Lyft has made it more convenient to get around town and allows drivers to make some additional income. Since they are often driving and taking passengers to new places, Lyft drivers face an equal or larger risk of accidents every time they head out to pick up a passenger. What happens when a Lyft driver in Redlands hits you – and who is responsible for your injuries?

Since Lyft is a third party, the details are a little different from a normal auto accident between two individuals. Learning more about how Lyft accidents differ from conventional ones can help you know what to do if you are in an accident with a driver working for Lyft.

How Car Insurance Works with Lyft

A driver for Lyft supplies their own personal vehicle for the service, so they don’t qualify for commercial insurance. Since they are performing a task for pay, they also are not covered by their own personal car insurance. Because of this, Lyft offers third party protection for both passengers and other parties injured by a driver while they are on the clock.

Lyft offers their own insurance for those injured by a driver during their on-service time. This means if you were in a collision with a Lyft driver, were in the car during a collision or were even hit while riding your bike or walking, the brand’s own insurance will be responsible for your injuries. Lyft’s coverage is in effect any time a driver is actively going to pick up a passenger, has a passenger in the vehicle and during drop off. The brand also has coverage for when a driver is on the clock but has not yet committed to a ride. This is secondary and is designed to cover any injuries or damages not covered by the driver’s personal insurance.

If you are in an auto accident with a Lyft driver, you should follow the same steps you would take after a collision with any other vehicle. Make sure you document the incident, take pictures and video and call the police. Above all, make sure any injuries, even minor ones get prompt medical attention as needed.

You’ll need to notify your own insurer, and the other party’s personal insurer as well. Depending on the driver’s status at the time of the accident, their insurer will pay for some damages, all the damages or deny the claim entirely. Once they have made a determination Lyft’s insurance is designed to cover the rest.

Since an accident with a Lyft driver involves an extra layer of complexity, it is a good idea to reach out to a Redlands car accident lawyer. Our team can help guide you through the process and understands the nuances of working with a third party insurer, making it easier to wrap up your case. Contact Harsh Law right away if you have been injured by someone driving for a ride share service like Lyft; we’re ready to help you get on the road to recovery.

Ask a Lawyer: I was in an accident with a driver working for DoorDash. What do I do?

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DoorDash offers convenient food delivery, but since drivers need to get food to its destination in a hurry, they could cut corners and cause accidents. If you have been in an auto accident caused by someone working for DoorDash, what are your options? Understanding how auto insurance works for delivery brands like DoorDash will help you know what to do after a collision with a driver.

How DoorDash Insurance Coverage Works

When you drive for DoorDash you use your own personal vehicle for food deliveries, because you are not an employee. This leads to a problem for car insurers, though; most will not cover a personal vehicle that is being used for commercial purposes. Because of this, Door Dash offers drivers its own coverage to protect the other drivers they share the roadways with.

Door Dash requires all drivers to have proof of personal car insurance coverage; a driver that damages his own vehicle during a delivery will have to file a claim with their own provider. A driver that injures someone else during a delivery, though, is covered by Door Dash’s own coverage. Drivers are required to file claims with their own insurance company first, then the brand’s own insurance kicks in. That coverage is designed to protect you if you are hit by a driver whether you are in your own vehicle, on a bicycle or simply walking by.

What to Know if you are in an auto accident with a Door Dash Driver

You are considered a third party, and if the driver was working for DoorDash at the time, they are covered just like any other driver who collides with you. The other driver may not know what to do though, this can cause delays. According to DoorDash, they need to file with their own insurer first, then if declined, file with DoorDash.

For the other driver, this means you should follow the same steps we usually recommend for Redlands car accidents. Make sure the police are called, that the incident is documented and that any injuries get prompt medical attention. Next, you should contact an attorney, as this is a more complex case and you need to be sure your rights are protected.

If you’ve been in an accident and injured by a Door Dash, Instacart, Uber or similar brand driver, you can receive coverage and compensation from the brand. Get in touch with us to talk about your case and discover your options; we’re here to help you recover as swiftly as possible.

Ask a Lawyer: I was in an accident with a driver working for Uber. What do I do?

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Uber makes it easy and accessible to get a ride when you need one, but it also can make things confusing if the car is involved in an accident. Who is responsible for a collision with injures in Redlands if one driver is working for Uber? What happens if you have been injured, and how can you be compensated for your injuries? This is a relatively new area, so learning more about how ride share apps like Uber work can save you time, money and hassle after you’ve been in an accident. 

Uber and Insurance

Uber’s rules regarding insurance coverage as of June 2109 outlines the insurance coverage that is offered in the event of an accident. Since Uber drivers are not employees and own their own cars, coverage is not as straight forward as it is for personal vehicles or commercial, company owned cars. Uber coverage kicks in only when the driver is on the way to or from an active ride or during the ride itself. Each driver has their own personal vehicle, so if you are struck while they are not working, the rules for personal insurance apply. 

Coverage for Uber Accidents During a Paid Ride

If you are in an auto accident with a driver during the time they are driving for Uber, you are covered by the brand’s own insurance. This offers coverage for your injuries is for third party damages and in the following amounts: 

  • $1,000,000 third-party liability
  • Uninsured/underinsured motorist bodily injury
  • Contingent comprehensive and collision

A driver covered by this insurance is protected by Uber when they are actively driving or when the app is open, and they are waiting to claim a ride. Other drivers, passengers and even pedestrians are protected during this time. 

Off Duty Coverage for Uber Driver Accidents

If you are in a collision with a driver who is off duty, meaning the app is closed, and they are not actively looking for a pickup or driving someone then the driver’s own personal insurance is in effect and you should proceed as usual after an accident. 

What to do after an Accident with Someone Driving for Uber

After any auto accident, including one with an Uber driver, you should call the police, fully document what happened and seek medical treatment for your injuries. The driver will file a claim with Uber or their own personal insurance and then the process will continue like any other auto accident settlement. The main difference will be that the driver may be required to file with thier own insurer first and be declined because they were using the car for business. At that point the Uber insurance will kick in. 

Since this adds a level of complexity to the process, you should get in touch with an auto accident attorney after a collision with an Uber driver. This will ensure you’ve done everything you need to, that your rights are protected and that you can resume your normal life as swiftly as possible after your accident. Contact us right away if you’ve been in a collision with an Uber driver and we’ll walk you through the process. 

Ask a Lawyer: Why having a Medical Record of the Injury is Important

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A car accident is stressful enough, particularly if you have injuries. Things can get even worse if you are not fairly compensated for the injuries you sustained. You could end up owing massive medical bills or even having to miss out on some treatments. As you recover, if you do not have proper medical documentation of your injuries, you may not be able to get the modifications you need at work to perform your job or access new job training if you can no longer perform the work you are trained for. Medical records are essential for your Redlands auto accident case for a variety of reasons; learning more about how and why they are needed can help you document your case properly and be prepared as you move forward. 

3 Reasons Medical Records and Reports Matter After a Car Accident

They objectively document your case: Your medical records are generated by uninvolved third parties who are there to accurately assess your injuries and design a treatment plan. Since your doctor is not involved in your case, his or her professional opinion is objective and given a lot of weight by the court. It is also the document relied on to determine your full damages and a fair settlement for your injuries, so an accurate and complete report is essential for your case. 

They show the impact the auto accident has on your life and future: If you do not go to the doctor, but then later develop pain that won’t go away or that prevents you from working, you could miss out on the settlement you deserve. If you did not see your injuries as severe enough to go to the doctor, the insurance company may treat them lightly as well, reducing the settlement you should receive and making it more difficult to get treatment. 

They provide a prognosis: If you are so injured you lose the ability to walk, perform your job or function in any way; your medical records will show the extent of your injury and provide a likely prognosis. This is needed to determine the damages you sustained and to create a fair settlement for your case. If you do not have this information, it can be difficult to ensure you are compensated fairly — and once you agree to a settlement, you lose the opportunity to get the fair compensation you are entitled to if your injuries turn out to be more profound than you thought. 

Get Help After a Redlands Auto Accident

We know just how much a car accident can derail your life and are ready to fight for you. You deserve to be fairly compensated for your injuries, and that starts with a thorough understanding of the damages you have sustained and any long-term impact they will have on your life. Get in touch today to ensure you are treated fairly and that your medical costs are all accounted for after an accident. We are dedicated to getting you back on your feet and on track after an auto accident. 

Ask a Lawyer: Should I take photographs

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If you have been involved in a Redlands auto accident, your first priority should be ensuring that everyone in your vehicle is uninjured or being cared for by emergency personnel. You may need to administer first aid as well, but taking care of any immediate or emergency issues should be your top priority. Once injuries are attended to you should do everything you can to document the accident. 

Most of us carry smartphones wherever we go – -and you can put yours to work after an auto accident to fully document the conditions and damages caused by the other driver. Take both photos and video to show what truly happened, and to support your case if needed. The following pictures or video should be taken on the scene whenever possible: 

The location of both cars before they are moved: The final resting place of each vehicle says a lot about how the accident occurred and can even be used to determine fault. Sometimes cars need to be moved to keep the road safe; if possible, take photos beforehand to document where each vehicle was. 

The weather and conditions: The weather and condition of the road can also matter when it comes to a car accident. A driver who was ignoring heavy rain, wind or other conditions could have put you both at risk, simply because of their negligent behavior. Any temporary signs, including construction and detour signs, should also be photographed at the scene; these could have bearing on your case and may be removed at any time by highway personnel. 

Document witnesses and other drivers: A video of the scene will show where all parties came to rest after the accident, help capture witness details and possibly determine if the other driver is drunk or impaired.

The road: The skid marks left by the vehicles, any unrepaired road damage or obstructions could be important. Take pictures while you are at the scene to document these details, just in case. 

Photographs and video help you document the accident and will be very helpful when it comes to determining the other party’s liability and the damages you are owed. Take more pictures than you think you need; you’ll be able to show your Redlands car accident attorney exactly what happened when you have the right type of documentation. 

Help for Car Accident Victims

If another driver has hit you, you’re not alone. We understand just how stressful this can be, from coping with injuries to missing work and even the loss of your property and means of transportation. Our team works hard on your behalf to be sure you are treated fairly and the right compensation terms are reached. If you’ve been injured in an accident, don’t delay, get in touch with our team today to protect your rights and get the best possible outcome from your case. 

Ask a Lawyer: What other factors are calculated into settlements?

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There is no defined amount that is awarded to victims of Redlands auto accident cases. Instead, the compensation received is determined by reviewing the case and incident, uncovering the extent of the damages and understanding any long term effects the victim will face. Since every accident is unique the compensation received will also be unique to the case. Learning more about the factors that are used to calculate your settlement can help you get an idea of what to expect. 

5 Factors that Will Impact your Auto Accident Settlement Amount

Extent of your Injuries

The injuries you have received, the amount of time it takes to recover and even the pain and suffering you have to go through to get back to normal all impact the settlement you could receive. The more extensive the injuries, the higher your settlement will likely be. Minor injuries that require medical treatment, but not surgery or an extensive recovery time result in lower settlement offers than those that do need surgical repair or long term recovery times.

The extent of your injuries and treatment needed also impact your ability to return to work and make an income. You could be entitled to lost wages and time at work — this amount will vary depending on your profession and salary.

Long Term Losses and Damages

If you have sustained permanent injury or disfigurement, your eventual settlement will vary, depending on the damage sustained and how it impacts your life. Injuries that make it impossible to work — or to work in the profession you have trained for will significantly increase your potential settlement. You may also be entitled to compensation to train for a new position. 

Negligence and Fault

If you are found to have contributed to the accident in some way or were partly negligent, your eventual settlement could be impacted. Your settlement may be reduced by a percentage if you are found to be partially liable to have contributed to the accident in some way.

Timing

A fast settlement offered by an insurance company that wants to get things over with quickly is not in your best interests and will result in less compensation for you. Insurers know that if they settle swiftly, you may agree to a lesser amount — and they won’t be liable for long term damages that only show up after medical treatment is complete.

Get Help with your Redlands Auto Accident Case

Since settlements vary by a wide degree, it is important to work with a personal injury attorney from the start;  if you don’t know your rights or what to expect, you could be making a costly mistake. Contact our team right away if you have been in an accident; we work hard to ensure you are fairly compensated for your injuries and losses and make it easier for you to move forward after an accident.

Ask a Lawyer: How much compensation am I paid for an injury?

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When you’ve been in an accident with another Redlands driver and you have been injured, you may be entitled to compensation for your injuries, damages and future impairments. To be compensated, the other party needs to found responsible for the accident – -and that the accident was mostly their fault. If you are partly to blame, any settlement could be reduced by the percentage of blame you are assigned.

 Factors that Contribute to your Settlement Offer

When you are offered a settlement or awarded damages, several factors are taken into account. Each of these has an impact on the total amount you are compensated and the settlement you receive. Every award is different but being aware of the factors that make up your compensation helps you understand what expect.

Injuries Sustained

The amount, degree and seriousness of your injuries will impact your financial settlement. More severe injuries require more invasive and lengthy treatment and as a result, offer more compensation. Any injuries you sustain need to be not only treated but you should receive a prognosis for the future. Your injuries and treatment time also influence the amount you receive as compensation for missed work hours and related issues .

Long Term Outlook

If you have sustained injuries that will impact your ability to care for yourself, hold the job you had at the time of the accident or that permanently impact your life, you can be compensated for them. Disfigurement, loss of limbs or function and related issues all contribute to your eventual settlement. Any specialty adaptive equipment, ongoing medical care or other potential costs should be properly compensated in this case as well.

Change to your Career or Lifestyle

If the accident results in you no longer being able to do you job or you are unable to work in the industry you’ve trained in, you may be compensated for your losses. You may also be compensated for new skills and job training.

Blame

Do you have any liability in the auto accident? Were your injuries more extensive because of your own actions or inattention? Would you be responsible for some of your own injuries? If some of the liability or responsibility can be placed on you, portions of your settlement may be reduced. It does not mean you should not pursue damages and be compensated, it just means that some factors may be reduced based on your own culpability.

Get Help with your Auto Accident Settlement

The best way to get the full picture and determine what you could be awarded is to speak with one of our auto accident attorneys. We’ll be able to walk you through the different factors of your case and give you a good idea of what to expect from the process, including your eventual settlement. Get in touch today and get the help you need to resume your normal life after an accident has disrupted it.

Ask a Lawyer: According to a lawyer, what steps should be taken after you’ve been injured in a car accident?

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The immediate aftermath of a Redlands auto accident can be confusing and overwhelming. Learning what to do before you ever get in an accident will help you protect your physical and financial health after an accident and ensure you get the best possible outcome for yourself and your loved ones. 

What should I do if I have been injured in a car accident?

If you have been injured in an auto accident, you should take the following steps to prevent further injury and ensure your case is documented. 

Step 1: Get emergency assistance. Call an ambulance and the police (in California you are legally required to report any accident with injuries) and accept the advice and help that is offered. Paramedics see car accident victims every day and will be better able to assess your needs than you are. Skipping out on medical treatment could make your injuries even worse. 

Step 2: Document the accident: You’ve called the police and they will file a report, but if you can, this is also the time to take video or photographs of the accident. These will be used to support your case if you end up going to court and provide a clear, objective idea of what happened. You’ll also have the opportunity to speak with the officer, though do not be surprised if they speak to the other party first; police often speak to the party they feel was responsible before talking with the victim. 

Step 3: Gather witness information: People want to be helpful and most stop to assist after an accident. Get the names and numbers of any witnesses, just in case you need to call them later. 

Step 4: Get insurance details: Gather insurance information from the other party; their insurer will be the ones paying for your damages if they were to blame for the accident. You’ll need these details to file a claim. 

You should notify your own insurer of the accident so that it can be documented, then get in touch with an attorney. It is common in Redlands for motorists to be offered a fast settlement after an accident — one that fails to completely cover their damages. An attorney can ensure that you are treated fairly and that you are not offered a ridiculously low settlement for your injuries. 

Get Help with your Car Accident Injuries in Redlands, CA

If you have been injured in an auto accident, your entire life can be impacted. From getting to work to actually being able to perform your job, your regular schedule will be completely derailed. If you have sustained a significant injury you could have months of recovery time in front of you. We understand just how badly an auto accident can disrupt your life and will work hard to ensure you are fairly compensated. Contact Harsh Law today for a free consultation and to learn more about your options.

Ask a Lawyer: When to seek medical attention

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A car accident is a shocking and stressful event. In the immediate aftermath, you may be confused and numb which means this is not the right time to be making decisions about your health or assessing your injuries. Learning more about seeking medical attention after a Redlands auto accident will ensure that you get prompt treatment and prevent any injuries you have from becoming worse. Here’s what you need to know about seeking medical attention after your wreck. 

When Should I Get Medical Attention After a Wreck?

If you have visible or obvious injuries: This one is clearly straightforward; if you are bleeding, have pain or are otherwise in distress, you should see a doctor at once. Emergency treatment may be needed and you should accept the help that is offered. 

If a child was in the car: Kids may not recognize or be able to relay the signs of injury very well. If you had young children in the car, they should be seen right away, even if you do not see any injures. Back, neck and head injuries may not show up immediately, and if your child is crying and in distress,  you won’t know if they are in pain or simply in shock from the accident. Don’t risk it — take your children to be seen, even if you do not see signs of injury. 

If your airbags deployed: If your airbags triggered, then the impact was severe enough for you to have internal injuries, whiplash or neck injuries. See a doctor right away if any airbags in your car deployed during the accident. 

If EMTs recommend it: If an ambulance comes to the scene of the accident, they will check everyone out. If they feel you should head to the hospital, you should definitely go. EMTs routinely see accident victims and can likely spot the signs of a worsening injury better than you can. 

If you feel worse the next day: If you had no visible signs of trauma, the airbags did not deploy and EMTs did not come, you may think you are in the clear…until your head, back and neck start hurting the next day. Any pain needs to be evaluated by a medical professional, the sooner the better. 

Get Help with your Redlands Car Accident Injury

If you have been in a car accident and are injured, we can help. Our role is to ensure that you are treated fairly by all parties involved and you get the right assistance and treatment for the injuries you have sustained. Contact Harsh Law today for a free consultation if you’ve been injured in a car accident  and to learn more about your options.